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COMMERCIAL INSURANCE

Our Commercial Insurance

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Taxi Insurance

As a black cab driver, you don't enter into the profession lightly, It's a big decision and a big investment. Given your long hours on the road and the unique risks faced by every black cab driver, it's no wonder it can take time to make sure you're properly covered.

As a private hire taxi driver, your car is also your livelihood so it's vital you ensure that your car is properly covered. And although you'll always be booked in advance and will never be hailed from the street, you'll probably spend anything up to 70 hours a week on the road - so the last thing you want is to spend extra time running round trying to find the right cover.

Insure4sure’s specialist taxi insurance team is on hand to help you out. We always work hard to find great deals for our customers and we'll compare quotes from a panel of insurers, saving you all the trouble of doing it yourself.

How we can help :

  • Discounts available for drivers with previous fleet experience
  • New badge-holders considered
  • 24-hour UK-based taxi claims service
  • Option to pick up your cover note from branches across the UK
  • Optional Taxi Breakdown Cover available

We can also provide optional separate Taxi Breakdown Cover, Taxi Liability and Excess Protection which can be purchased with your policy.

Home Insurance

Business Insurance

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Business Insurance Details :

  • Amount of Payment:: From $20000 to $30000

  • Risk Level: Level2

  • Location: USA

  • Number of people: Max 8

  • Support: 24h/7days

Life Insurance

Motor Trade Insurance

When an owner leaves their car with a trader, they are also relinquishing care, control and custody of that vehicle to the trader. As such, the vehicle is no longer covered by the owner’s insurance, meaning that responsibility lies with the trader. Motor trade insurance is something required by anybody who works in the motor trade industry. It is a way to protect your customers, your business, and yourself in case of any accidents or unexpected events, and as a motor trader you only need 1 policy to cover all the vehicles in your care.

Your policy and its features will vary depending on which area of the industry you work in. Some of the different trades include:

  • Service, repair and MOT garages

  • Crash and body repair

  • Commercial vehicle repairers

  • Mobile mechanics

  • Mechanics / traders working from home

  • Vehicle breakdown and recovery

  • Body shops

  • Vehicle delivery and collection agents

  • Commercial dealerships

  • Tyre fitting / sales

  • Windscreen fitters

  • MOT prep and testing

  • Car demos

Policy Features

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Commercial Combined Planning

We offer a flexible approach to Commercial Combined policies which allows us to cater for individual clients bespoke needs and requirements.

Product benefits are: :

  • Risk up to a maximum combined material damage/business interruption sum insured of £10m
  • Wide acceptance of trades
  • Multiple location risk acceptable
  • Material damage policies in isolation are available
  • Legal Expenses included in most cases
  • Combined premiums from £450.00
  • Point of sale documentation is an option
  • 15% commission
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Courier Insurance

Insure 4 Sure is the perfect home for your Courier Insurance requirements. Reduce the amount of administration work you have to do and enjoy the excellent service with our instant quotes, point of sale documentation and vehicle registration lookup facility.

Our Courier cover is uniquely available for drivers between 25 and 75 years old!.

We offer discounts for :

  • Security and tracking devices
  • Voluntary excesses
  • Insure 4 Sure can offer a wide range of options on this flexible courier product.
  • Cover available for
  • couriers
  • haulage contractors
  • furniture removers
  • Vehicle values to £35,000 (£7,500 for third party, fire & theft)
  • Protected no claims bonus available (5+ Years)
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Multi or Single Policy Events Insurance

Our Multiple Events insurance policy makes life so much easier for regular event organisers and attendees by covering all of your events under one policy. The Multiple Events insurance policy can protect you with Public Liability (up to £10 million) and Employers' Liability (up to £10 million). It can even cover the equipment used at each event, so you don’t have to worry about incurring any costs due to damage.

What is provided with a Multiple Events policy?

This policy provides you with the flexibility to cover each of your individual events (up to 3 consecutive days per event) under one simple scheme. It is possible for us to cover events that are longer than 3 days (please contact us to discuss your specific requirements). This policy is ideal for those who are either organising or attending up to 45 different UK-based events in the year.

Single Event Policy

A comprehensive event insurance policy for one-off or 'one-date' event organisers. We want you to focus on the smooth running of your event, not the unforeseeable mishaps. Leave any worrying to us. From coffee morning to carnival, the One-Off Event policy will provide you with comprehensive cover from as little as £58.

Cover Options

  • Public Liability
  • Employers' Liability
  • Event Equipment Cover
  • Event Cancellation or Abandonment Cover
  • Adverse Weather Extensions
  • Non-Appearance Extensions
  • Exhibitors Events Insurance

Exhibitors Events Insurance

Whilst exhibiting at events within the UK, it’s important to have a comprehensive policy in place, that’s where we come in. This policy is designed for those with more than just a table top and a pitch bigger than 3m by 3m. Whether you are attending an exhibition on behalf of your company or yourself, we can cover you. With 10 consecutive days cover per single event, or 5 consecutive days for up to 10 events including setup and take down if required, the exhibitor’s policy provides cost effective cover.

What does the Exhibitors Insurance Policy Cover?

Rest assured with our exhibitors insurance policy, which covers you from public liability claims, cancellation, postponement or abandonment and adverse weather. You also have the option to add employer’s liability and/or event equipment cover, so you are protected no matter what occurs!

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Goods in Transit Insurance

Insure 4 Sure will provide you with an instant quote and full point of sale documentation for your Goods in Transit business. With Insure 4 sure you will get a professional service, competitive rates and great commission.

We offer cover for a wide range of industries and purposes including:

  • Carriage of own goods
  • Tradesmen Goods and Tools in transit (Which can also include a 20% co-insurance clause for theft or attempted theft from a vehicle outside of working hours, where the insurer will pay 80% of your loss/damage)
  • Freight liability
  • Furniture Removers - domestic and commercial
  • Marine Cargo
  • Vehicle Transportation
  • Trailer Cover Extension
  • European cover available for Haulage and Freight
  • Warehouse Keepers cover available (UKWA/RHA Conditions)
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Fleet Insurance

Let Insure 4 Sure quote for your Fleet business. We have excellent rates and a fast turnaround. Fleet rated and NCD rated catered for.
We will help you with all your insurance needs and reduce your administration while doing it all with quick quotes to assist you and provide a better service than the competition..

Save Time - Statement of fact transactions Up to Six quotes from one source Quotes within 24 Hours Better client Service - Underwriting Flexibility - right quote and the right cover Access to 40+ separate insurers Variable excesses Optional driver restrictions Insure 4 Sure offer flexible fleet cover including Own goods - Minimum 3 vehicles Haulage - Minimum 5 vehicles Fleet rated and NCD rated risks accommodated RAC Cover available at £48.00 per vehicle up to 7.5t - homestart, relay, onward transmission and continental use.

Travel Insurance Details :

  • Amount of Payment:: From $20000 to $30000

  • Risk Level: Level2

  • Location: USA

  • Number of people: Max 8

  • Support: 24h/7days

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Food Business Insurance

We will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the labour master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself.

Restaurant Insurance

We are able to offer quotes for Restaurants, Fish & Chip shops, Cafes, Pubs, Wine Bars, Caterers and other aspects of the Food and Drink industry, including our speciality, Fast Food Takeaways. We have become recognised experts in placing business for restaurants and related businesses and have negotiated the following standard terms with insurers.

  • Business Interruption - £500,000 12 months indemnity period
  • Book Debts - £10,000
  • Goods in Transit - £1,000
  • Money - £3,000
  • Loss of Licence - £100,000
  • Frozen Food - £2,000
  • Glass/Signs/Blinds - £10,000
  • Replacement locks - £500
  • Employers Liability - £10,000,000
  • Public/Products liability - £2,000,000
  • Any of the above amounts can be adjusted for a change in premium

Other features of our products include

  • Legal Costs & Expenses (and Employment Compensation Awards)
  • Seasonal increase of stock up to 25% at Christmas and Easter
  • Material Damage providing full perils including Accidental Damage

Takeaway Insurance

We are able to offer quotes for Restaurants, Fish & Chip shops, Cafes, Pubs, Wine Bars, Caterers and other aspects of the Food and Drink industry, including our speciality, Fast Food Takeaways.
We have become recognised experts in placing business for restaurants and related businesses and have negotiated the following standard terms with insurers.

  • Business Interruption - £500,000 12 months indemnity period
  • Book Debts - £10,000
  • Goods in Transit - £1,000
  • Money - £3,000
  • Loss of Licence - £100,000
  • Frozen Food - £2,000
  • Glass/Signs/Blinds - £10,000
  • Replacement locks - £500
  • Employers Liability - £10,000,000
  • Public/Products liability - £2,000,000
  • Material Damage providing full perils including Accidental Damage
  • Any of the above amounts can be adjusted for a change in premium

Other features of our products include

  • Legal Costs & Expenses (and Employment Compensation Awards)
  • Seasonal increase of stock up to 25% at Christmas and Easter

Main Details:

  • Business Interruption - £500,000 12 months indemnity period
  • Book Debts - £10,000
  • Goods in Transit - £1,000
  • Money - £3,000
  • Loss of Licence - £100,000
  • Frozen Food - £2,000
  • Glass/Signs/Blinds - £10,000
  • Replacement locks - £500
  • Employers Liability - £10,000,000
  • Public/Products liability - £2,000,000
  • Material Damage providing full perils including Accidental Damage
  • Any of the above amounts can be adjusted for a change in premium
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Haulage & Truck Insurance

We will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the labour master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself.

Truck Insurance

Just look at this product and see what you could gain. We offer instant quotes and point of sale documentation for vehicles from 3.6 tonnes to 60 tonnes. We can also accommodate drivers aged 17 to 69.

A choice of insurers and all online covering

  • Lorries
  • Trucks
  • Flatbed lorries
  • Box vans
  • Tankers
  • Tippers
  • Vehicle transporters
  • to name but a few!

You benefit from:

  • Hugely competitive premiums
  • Instant documentation and certificates all online
  • Flatbed lorries
  • Statement of Fact, no proposal form required
  • Tankers
  • Tippers
  • Vehicle transporters
  • to name but a few!
  • A choice of insurers
  • Low starting excess of £250
  • Cover for both, carriage of own goods and haulage use
  • Protected NCD available on some contracts
  • Green card cover available on referral
  • Voluntary excess options
  • Truck Recovery
  • We can now offer breakdown cover for vehicles from 3.5 tonnes to 44 tonnes*

*Subject to the vehicle body type, please ask for further details.

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Liability Insurance

We will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the labour master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself.

Per Capita Liability

Premiums Start from: £64.75 (inclusive of IPT/Commission/Fee)
We can provide a quotation for the following trades subject to a maximum of 10 employees with a turnover of £1,000,000 or less

Trades include:

  • Builders - PDH’s, Shops, Restaurants & Offices only
  • Carpenter
  • Caterer
  • Computer Consultant
  • Computer Engineer
  • Courier
  • Disc Jockey
  • Fork Lift Truck Training
  • Furniture Remover
  • Hairdresser
  • Haulage Contractor
  • Home Clearance and Rubbish Removal
  • Green card cover available on referral
  • Joiner
  • Kitchen Installers (ex gas work - fitting, connection etc) - Domestic Only
  • Plasterer
  • Plumber
  • Property Maintenance and Repair
  • Roofer
  • Taxi Driver
  • Teacher

Combined Liability

Premiums start from:

  • Minimum public liability premium £189.25
  • Minimum combined premium £298.75 (Inclusive of IPT/Commission/Fee)

Trades include:

  • Minimum public liability premium £189.25
  • Minimum combined premium £298.75 (Inclusive of IPT/Commission/Fee)
  • Car Boot Sales Operatives and Organisers
  • Exhibition Stand Contractors
  • Health & Safety Consultants
  • Light Manufacturing
  • Marquee Erectors
  • Warehousing and Wholesale/Distribution Risks
  • Fork Lift Truck and HGV Trainers & Drivers
  • Plant Hire and Distribution (ex-tower cranes)
  • Property Owners and Land Liability
  • Skip Hire and Some Recycling Risks
  • Plus many more trades

Features include:

  • £10m Employers Liability
  • Public/Products Liability - £1m, £2m, £5m and for some risks without heat £10m public liability
  • Hauliers/Couriers Liability

Premiums Start from:

  • £2 million public liability £97.85
  • £5 million public liability £103.71
  • £10 million public liability £118.66 (inclusive of IPT/Commission/Fee and based on per vehicle)

Acceptable Risks:

  • General Hauliers
  • Couriers (excluding m/c couriers)
  • Vehicles upto 44 ton GVW
  • Cover for upto 15 vehicles
  • EEC work (can be accommodated)
Taxi Liability Premiums start from: £81.17 (inclusive of IPT/Commission/Fee) Features include: £5m or £10m limits of indemnity Indemnity to local council under public liability included Cover available for taxi, minicab operators liability and premises liability No limit on the number of vehicles Motor Trade Liability Premiums Start from: £124.97 (inclusive of IPT/Commission/Fee) Acceptable Risks: Maximum 6 persons (inclusive of working principles, employees and LOSC). No BFSC. Minimum one year trading experience required Dual Trade occupations £1m, £2m or £5m limit of indemnity for Public Liability
  • Minimum public liability premium £189.25
  • Minimum combined premium £298.75 (Inclusive of IPT/Commission/Fee)

Travel Insurance Details :

  • Amount of Payment:: From $20000 to $30000

  • Risk Level: Level2

  • Location: USA

  • Number of people: Max 8

  • Support: 24h/7days

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Goods Insurance

We will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the labour master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself.

Expound the actual teachings of the great explorer of the truth, the labour master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful or again is there anyone who loves or pursues.

Travel Insurance Details :

  • Amount of Payment:: From $20000 to $30000

  • Risk Level: Level2

  • Location: USA

  • Number of people: Max 8

  • Support: 24h/7days

Get A Quote

We make getting insurance as easy as possible for you. You can get a quote or renew your policy in a matter of minutes, and you’ll have access to all of your important documents as soon as the purchasing process is complete.