Gap Cover

Here at Insure4sure we pride ourselves on our expertise and knowledge of the Insurance products we offer

GAP Cover Insurance, also known as Guaranteed Asset Protection insurance, is designed to protect you from financial loss in the event that your vehicle is stolen or written off and the insurance payout does not cover the outstanding finance or replacement cost. At Insure4Sure, we offer specialised GAP Cover Insurance tailored to provide peace of mind and financial security for vehicle owners. Here’s what you can expect when you choose Insure4Sure for your GAP Cover Insurance needs:

Key Coverage Areas:

  1. Shortfall Protection: Coverage for the shortfall between the amount your comprehensive insurance pays out in the event of a total loss (due to theft or write-off) and the amount required to clear your outstanding finance or replace your vehicle with a new one of similar specification.

  2. Finance Settlement: Coverage for the finance settlement amount, ensuring you are not left with a financial burden if the insurance payout is insufficient to cover the outstanding finance on your vehicle.

  3. Vehicle Replacement: Coverage for the cost of replacing your vehicle with a new one of similar make, model, and specification, ensuring you can get back on the road with minimal financial impact.

Additional Features:

  1. New Vehicle Replacement: Optional coverage for the cost of replacing your vehicle with a brand-new equivalent if it is stolen or written off within a specified period (usually up to 12 or 24 months from purchase), providing added peace of mind for new car owners.

  2. Lease and Hire Purchase Protection: Coverage available for vehicles purchased through lease agreements or hire purchase agreements, ensuring you are protected regardless of the financing method used for your vehicle.

  3. Multiple Claim Limit: Coverage available for multiple claims during the policy term, providing continued protection in the event of multiple incidents resulting in vehicle write-offs or thefts.

Benefits of Choosing Insure4Sure:

  1. Financial Security: GAP Cover Insurance provides financial security and peace of mind, ensuring you are protected from potential financial loss in the event of a total loss of your vehicle.

  2. Tailored Solutions: We offer tailored GAP Cover Insurance solutions to meet your specific needs and circumstances, whether you own a new or used vehicle, purchased outright or financed through a lease or hire purchase agreement.

  3. Cost-Effective Protection: GAP Cover Insurance provides cost-effective protection against the potentially significant financial shortfall that can occur if your vehicle is stolen or written off, ensuring you are not left out of pocket.

  4. Quick and Easy Claims Process: In the event of a total loss, our claims process is designed to be quick and easy, helping you get back on the road as soon as possible with minimal hassle.

Who Can Benefit?

  • Vehicle Owners: Vehicle owners, whether they own their vehicles outright or have them financed through a lease or hire purchase agreement, can benefit from GAP Cover Insurance to protect their investment and financial security.

  • New Car Buyers: New car buyers can benefit from GAP Cover Insurance to ensure they are not left financially exposed in the event of a total loss of their vehicle within the early months of ownership.

  • Used Car Buyers: Used car buyers can benefit from GAP Cover Insurance to protect themselves from potential financial shortfall if their vehicle is stolen or written off.

Get a Quote Today:

Protect yourself and your vehicle with specialised GAP Cover Insurance from Insure4Sure. Get a quote online today and ensure you have the right level of protection to address potential financial shortfalls in the event of a total loss of your vehicle.

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