Unoccupied Property Insurance
Unoccupied Property Insurance
Specialist insurance protection for Unoccupied Properties
Owning a property that will be unoccupied for extended periods comes with unique risks. Insure4Sure offers specialised unoccupied property insurance designed to provide comprehensive coverage, ensuring your property is protected whether it’s awaiting sale, renovation, or simply vacant. Here’s what you can expect when you choose Insure4Sure for your unoccupied property insurance needs:
Key Coverage Areas:
- Buildings Insurance: Provides extensive coverage for the structure of your unoccupied property, including walls, roof, floors, and permanent fixtures, against risks such as fire, theft, vandalism, and natural disasters. This ensures your property can be repaired or rebuilt to its original standard.
- Contents Insurance: Protects valuable contents left in your unoccupied property, including furniture, appliances, and fixtures, against loss or damage from covered perils.
- Liability Insurance: Offers financial protection against legal liability for accidental injury to visitors or damage to their property while on your premises. This includes high-limit coverage to match the value of your property and assets.
- Alternative Accommodation: Covers the cost of alternative accommodation if your unoccupied property becomes uninhabitable due to a covered event, ensuring you have a place to stay during repairs or rebuilding.
Additional Features:
- Theft and Vandalism Protection: Provides coverage for loss or damage resulting from theft or vandalism, which are more common risks for unoccupied properties.
- Malicious Damage Cover: Covers the cost of repairs for damage caused intentionally by intruders or trespassers, ensuring your property is protected from malicious acts.
- Water and Flood Damage: Includes coverage for damage caused by water leaks, burst pipes, or flooding, which can be a significant risk for unoccupied properties, especially during colder months.
- Regular Inspections and Maintenance: Offers guidance on the benefits of regular inspections and maintenance checks to help prevent issues from arising and ensure compliance with policy conditions.
Benefits of Choosing Insure4Sure:
- Tailored Solutions: Our unoccupied property insurance policies are tailored to the specific needs of property owners with vacant homes, ensuring you have the right level of coverage to protect your property.
- Flexible Policy Terms: We offer flexible policy terms, including short-term and long-term coverage options, allowing you to choose the duration that best suits your needs while your property is unoccupied.
- 24/7 Claims Support: Our dedicated claims team is available 24/7 to assist you with your claims, providing prompt and efficient service when you need it most.
- Dedicated Customer Service: Our team of insurance experts is available to provide dedicated support and assistance, helping you navigate the complexities of unoccupied property insurance and ensuring that your insurance needs are met.
Who Can Benefit?
- Homeowners Awaiting Sale: Individuals who have moved out and are waiting for their property to be sold can benefit from comprehensive protection tailored to the unique risks of unoccupied homes.
- Property Renovators: Those undertaking renovations or refurbishments can ensure their property is protected from potential damage and risks associated with construction.
- Landlords Between Tenancies: Landlords with properties between tenancies can protect their investment from the increased risks associated with vacant properties.
- Executors of Estates: Executors managing a property as part of an estate can ensure it is fully protected while awaiting probate or sale.
Get a Quote Today:
Protect your unoccupied property with specialised insurance coverage from Insure4Sure. Get a quote online today and enjoy the peace of mind that comes with knowing your property is fully protected, no matter how long it remains vacant.